About Us - Easycash

Fintopia Indonesia (PT Indonesia Fintopia Technology) is a subsidiary of Fintopia Inc. Founded in 2015 and headquartered in Beijing, China. Fintopia Inc. provides affordable financial services for everyone, especially for those unbanked and underserved. Fintopia Inc. quickly expands across Asia with Indonesia being its second largest market by transaction volume.
Fintopia Indonesia (established in 2017), led by its product Easycash, has 38 million cumulative registered users and has provided IDR59.11 trillion of total accumulative loans since its establishment. The company has more than 6 millions total accumulated borrowers with various backgrounds, such as small business owners, farmers, students, and other professions.*

*Data is taken as of October, 2024

Vision To be a leading global digital financial platform. Mission

Empower financial institutions with technology.
Make users a credit-enhance lifestyle with AI.

Corporate Values

Be Efficient & Effective

Pursue Excellence

Be Open

Act Prudently & Optimistically

Mitou Hongkong Limited

Mitou Hongkong Limited ("Mitou") is one of the shareholders of PT Indonesia Fintopia Technology ("Fintopia Indonesia") which is domiciled in LAT / RM 1907 19 / F, Lee Garden One, 33 Hysan Avenue, Causeway Bay, Hong Kong. Mitou has legality as a legal entity in Hong Kong registered on July 24, 2015. Mitou owns 85% of the total shares of Fintopia Indonesia which consists of 1,275,000 shares with a nominal value of Rp12,750,000,000.

Freddy Karyadi

Freddy Karyadi is one of the shareholders of Fintopia Indonesia who owns 15% of the total shares consisting of 225,000 shares with a nominal value of Rp2,250,000,000. He is also one of the board of commissioners of Fintopia Indonesia who has contributed greatly to Fintopia Indonesia.

Jimmy Gani President Commisioner
PT Indonesia Fintopia Technology (Easycash)

President Commisioner
PT Indonesia Fintopia Technology (Easycash) Before serving as President Commissioner di Easycash, Jimmy Gani held the position of Senior Advisor at Easycash. He is also the founder and CEO of Orbitin Indonesia. Jimmy Gani also serves as the Chairman of Proven Force Indonesia, JG Corp, and JG Foundation, Commissioner of Daniprisma Mitra Group and Senior Advisor to Tip Top Supermarket.

In 2009, while serving as CEO of Sarinah, Jimmy Gani was awarded as the youngest CEO in the history of BUMN (State-owned Enterprise). From 2014 to 2019, Mr Gani served as the Executive Director and CEO of IPMI International Business School. From 2016 to 2019, Mr Gani served as Advisor to the Minister of Villages, Disadvantaged Regions, and Transmigration of the Republic of Indonesia. During this time, Mr Gani also served as the Chair of YIP-SIP Creative Economy Park.

Jimmy Gani holds a Master's in Public Administration from Harvard University, the Kennedy School of Government, and a Bachelor of Arts in Economics from San Francisco State University. Currently, Jimmy Gani serves as President of ALUMNAS, the Indonesian Alumni Association at Colleges and Universities in the United States.

Freddy Karyadi Commissioner
PT Indonesia Fintopia Technology (Easycash)

Commissioner
PT Indonesia Fintopia Technology (Easycash) Freddy has been practicing law in Indonesia for more than two decades. He is also one of the pioneers focusing on the Digital Industry and heads the Fintech practice team. He leads ABNR's team in handling many companies with Fintech and technology backgrounds.

He is a board member of AFTECH (Indonesian Fintech Association) and is also on the Editorial Board of the Journal of Derivatives and Financial Instruments of the International Bureau of Physical Documentation.

He has consistently been rated as a top lawyer by several International publications including Legal500, Asian Business Law Journal (Vantage Asia), IFLR 1000, and Asialaw over the past half decade.

Nucky P. Djatmiko President Director
PT Indonesia Fintopia Technology (Easycash)

President Director
PT Indonesia Fintopia Technology (Easycash) Prior his current tenure at Easycash, Nucky P. Djatmiko was the President Director of Uangme. In addition to that, he was also the founder of rumah123 and mobil123 platforms. He also pioneered the first video content streaming service in Indonesia, Nonton.com. In 2015, Nucky became the Co-Founder of Bosbis, a SaaS-based bus ticket sales platform.

Nucky P. Djatmiko has extensive experience in establishing and managing start-ups. Under his leadership, he believes that Easycash will become a leading and globally recognized financial technology service.

Hu ZeZhong Director
PT Indonesia Fintopia Technology (Easycash)

Director
PT Indonesia Fintopia Technology (Easycash) Before taking up the Director Position, Hu Zezhong had served as Tech Lead since the establishment of Easycash. As an engineer, he has a lot of experience, especially in the technology industry.

Hu Zezhong started his career as a Software Engineer at Shanghai Alcatel Network Support System Co., Ltd. After that, he also worked as an Engineer at SAP, a company in China that focuses on banking and securities.

From his previous work experience, Hu Zezhong gained extensive knowledge regarding compliance and system integration aspects in the banking sector. As a director, he hopes to greatly contribute to the development of Fintopia Indonesia's business in the future.

Nadjib Riphat Kesoema Senior Advisor
PT Indonesia Fintopia Technology (Easycash)

Senior Advisor
PT Indonesia Fintopia Technology (Easycash) Ambassador Nadjib is Senior Advisor of PT Indonesia Fintopia Technology. Mr Nadjib has been the Indonesian Ambassador to Australia, Vanuatu, the European Union, Belgium, and Luxembourg. Throughout his career, Mr Nadjib has received cultural awards from the Belgian state, namely the Chevalier d'honorarium, from the Haute Confrerie Royal du Noble Corcieli of Oostende City, and the Order of St. Gregory the Great II of The Holy See by Pope John Paul II.

Currently, Mr Nadjib serves as the Commissioner of PT Global Manpower, the Chairman of the Advisory Board at IPMI International Business School, and a Senior Lecturer at the Center for Education and Training at the Ministry of Foreign Affairs. Mr. Nadjib has chaired various international conferences and represented Indonesia in various international forums. In 2011, Mr Nadjib served as Deputy Coordinating Minister for Political, Legal, and Security Affairs.

Mr Nadjib graduated from Padjadjaran University Bandung with a Master's degree in Social Psychology, specializing in Political Psychology. Mr Nadjib serves on the Board of Trustees of Padjadjaran University and the National Chair of the Duke of Edinburgh Award.

Borrower

1500866

Monday - Sunday 08:00 - 20:00

0811-41500866

Lender

1500866

Monday - Sunday 09:00 - 18:00

0811-41500866

DEA TOWER 2 18-20 FLOOR MEGA KUNINGAN AREA

JL. MEGA KUNINGAN BARAT KAV. E4 NO. 1-2, Desa/Kelurahan Kuningan Timur,

Kec. Setiabudi, Kota Adm. Jakarta Selatan, Provinsi DKl Jakarta, Kode Pos: 12950

ATTENTION

PT Indonesia Fintopia Technology provides peer-to-peer (P2P) lending platform service under the name “Easycash”. Easycash is licensed and supervised by The Financial Services Authority as an Information Technology-Based Co-Funding Service in accordance with the provisions in The Financial Services Authority Regulation No. 10/POJK.05/2022.

Easycash’s Information Technology-Based Co-Funding Service (“Easycash Service”) is a civil agreement between the Lender and the Borrower, so that all forms of risk and legal consequences arising from it are fully borne by each party. Please ensure you understand the risks associated before you use Easycash Service.

The Lender is fully responsible for all funding risks of late or default payments arising out of the use of Easycash Service. No national entity or authority is responsible for any such risks or provides compensation for the losses or other consequences arising in connection with this matter in any form.

Easycash, with the approval of the respective Users (both Lender and Borrower), may access, acquire, store, administer and/or use the Users' personal data and information ("Data Utilization") on the Users' electronic devices (including smartphones or cellular phones), hardware, software, electronic documents, applications or electronic systems owned by the Users or controlled by the Users, by notifying the purpose, limitations and mechanisms of the data utilization to the Users concerned before obtaining such approval.

Lenders who do not have sufficient knowledge and experience in the Information Technology-Based Co-Funding Service are not advised to use this Easycash Service.

Borrowers should carefully consider the loan interest rate along with other costs in accordance with the ability to pay off the loan prior to using Easycash.

All fraudulent activities will be recorded digitally in cyberspace and may potentially be informed to the public through social media and can be used as legal evidence according to the prevailing laws on electronic information and transactions in the event of dispute resolution and law enforcement.

Users should read and understand this information before becoming a Lender or a Borrower on Easycash. The Users' decision to use Easycash Services proves that the Users fully understand this information.

The Financial Services Authority is not responsible for any violation or non-compliance by the User (either the Lender or the Borrower), whether due to the User's faults or negligence of the laws and regulations or agreements between Easycash and the Lender and/or the Borrower.