Easycash

Who Are We?

As a leading Information Technology-Based Co-Funding Service Licensed and Supervised by OJK, we work hard to connect lenders and borrowers through Easycash and provide them with a great user experience. We also make our contribution to the development of Indonesia's digital economy.

4,360,094

Total Accumulated Borrowers

1,172,846

Number of Active Borrowers

IDR32.21 Trillion

Total accumulative loans since established

IDR3.67 Trillion

Total Outstanding Loans

Why Choose Us?

Licensed and Supervised by OJK

We have been licensed and supervised by The Financial Services Authority (OJK).

Member of AFPI

We are a member of the AFPI (Indonesian Joint Funding Fintech Association).

AI Risk Control

Our self-developed risk control system is based on artificial intelligence and big data.

Personalized Financial Services

We provide users with personalized financial services based on an effective risk control system.

High Level Security and Low Risk

The funds are deposited in an escrow account and the system complies with ISO certification.

Our Services

Loan Service

SIMPLE

Loan application in three steps.

HIGH LIMIT

A maximum loan amount can reach up to IDR 50 million.

TRANSPARENT

High transparency of fee.

FAST

Loan assessment within 3 minutes.

LOW INTEREST

A maximum interest rate of no more than 0.4%.

Lending Service

HIGH RETURNS

A maximum interest rate of 20%.

INSURANCE

Lendings are covered by insurance.

SERVICE

High-quality customer service.

SAFETY

Your funds are safe in an escrow account.

INTELLIGENCE

Advanced risk control system result in high-quality assets.

User

Testimonials

Siti Wahyuni

Farmer

I've known Easycash since 2020. It helped me get a loan with affordable interest for my agricultural business.

User

Testimonials

Putra Purba

University Student

Easycash helped me when I had to buy textbooks for college. My study keeps doing good, thanks to Easycash.

User

Testimonials

Ida Ayu Agung Mas

Store Owner

Thanks to Easycash, I can quickly get funds for my business. The loan application process is very easy and practical.

User Testimonials

Siti Wahyuni

Farmer

I've known Easycash since 2020. It helped me get a loan with affordable interest for my agricultural business.

Putra Purba

University Student

Easycash helped me when I had to buy textbooks for college. My study keeps doing good, thanks to Easycash.

Ida Ayu Agung Mas

Store Owner

Thanks to Easycash, I can quickly get funds for my business. The loan application process is very easy and practical.

Activities

10 August 2023

Easycash Bersama OJK dan AFPI Dukung Peningkatan Literasi Keuangan di Labuan Bajo

20 September 2023

Literasi Finansial Easycash di Talkshow "Binter's Calling" Binus Internasional

Partners

Regulators

As Seen On

Borrower

1500866

Monday - Sunday 08:00 - 20:00

Lender

1500866

Monday - Sunday 09:00 - 18:00

DEA TOWER 2 18-20 FLOOR MEGA KUNINGAN AREA

JL. MEGA KUNINGAN BARAT KAV. E4 NO. 1-2, Desa/Kelurahan Kuningan Timur,

Kec. Setiabudi, Kota Adm. Jakarta Selatan, Provinsi DKl Jakarta, Kode Pos: 12950

ATTENTION

PT Indonesia Fintopia Technology provides peer-to-peer (P2P) lending platform service under the name “Easycash”. Easycash is licensed and supervised by The Financial Services Authority as an Information Technology-Based Co-Funding Service in accordance with the provisions in The Financial Services Authority Regulation No. 10/POJK.05/2022.

Easycash’s Information Technology-Based Co-Funding Service (“Easycash Service”) is a civil agreement between the Lender and the Borrower, so that all forms of risk and legal consequences arising from it are fully borne by each party. Please ensure you understand the risks associated before you use Easycash Service.

The Lender is fully responsible for all funding risks of late or default payments arising out of the use of Easycash Service. No national entity or authority is responsible for any such risks or provides compensation for the losses or other consequences arising in connection with this matter in any form.

Easycash, with the approval of the respective Users (both Lender and Borrower), may access, acquire, store, administer and/or use the Users' personal data and information ("Data Utilization") on the Users' electronic devices (including smartphones or cellular phones), hardware, software, electronic documents, applications or electronic systems owned by the Users or controlled by the Users, by notifying the purpose, limitations and mechanisms of the data utilization to the Users concerned before obtaining such approval.

Lenders who do not have sufficient knowledge and experience in the Information Technology-Based Co-Funding Service are not advised to use this Easycash Service.

Borrowers should carefully consider the loan interest rate along with other costs in accordance with the ability to pay off the loan prior to using Easycash.

All fraudulent activities will be recorded digitally in cyberspace and may potentially be informed to the public through social media and can be used as legal evidence according to the prevailing laws on electronic information and transactions in the event of dispute resolution and law enforcement.

Users should read and understand this information before becoming a Lender or a Borrower on Easycash. The Users' decision to use Easycash Services proves that the Users fully understand this information.

The Financial Services Authority is not responsible for any violation or non-compliance by the User (either the Lender or the Borrower), whether due to the User's faults or negligence of the laws and regulations or agreements between Easycash and the Lender and/or the Borrower.