Pinjaman Online Cepat, Bunga Rendah & Resmi OJK

Easycash: Over 8 Years of Simplicity

Easycash is an online lending platform that is fast and easy to use. We are licensed and supervised by the Financial Services Authority (OJK). Apply for a high-limit, low-interest unsecured loan in just three steps. Get approval within minutes, and your funds will be disbursed in 24 hours.

Simplify your finances with Easycash

As a licensed and OJK-supervised Information Technology-Based Joint Funding Service, Easycash connects Lenders and Borrowers through an online platform.

Beware of Scams!

Click here to learn more about the recent Easycash impersonation scams. Keep your account and personal information safe.

Easycash: Over 8 Years of Simplicity

Eight years of growing together for a better life. Thank you, Indonesia. Let's keep moving forward together.

Easycash: Over 8 Years of Simplicity

Eight years of growing together for a better life. Thank you, Indonesia. Let's keep moving forward together.

Easycash: Over 8 Years of Simplicity

Eight years of growing together for a better life. Thank you, Indonesia. Let's keep moving forward together.

Easycash: Over 8 Years of Simplicity

Eight years of growing together for a better life. Thank you, Indonesia. Let's keep moving forward together.

Who are we?

As a technology-based joint financing service institution that has received permission and supervision from OJK Indonesia, we are committed to providing the best services and connecting lender & borrower through Easycash. We also hope to contribute to the development of Indonesia's digital economy.

Total Accumulated Borrowers Since Established

9,005,699

Number of Active Borrowers

1,664,874

Number of Active Lenders

5,246

Total Accumulative Loans Since Established

Rp 84.28 Trillion

Total Outstanding Loans

Rp 8.36 Trillion

Who are we?

9,005,699

Total Accumulated Borrowers Since Established

1,664,874

Number of Active Borrowers

5,246

Number of Active Lenders

Rp 84.28 Trillion

Total Accumulative Loans Since Established

Rp 8.36 Trillion

Total Outstanding Loans

Why Choose Us?

We are a trusted online lending application with a strong reputation and good corporate governance:

Licensed and Supervised by OJK

We have been licensed and supervised by The Financial Services Authority (OJK).

Member of AFPI

We are a member of the AFPI (Indonesian Joint Funding Fintech Association).

Cash Loan

Apply for a cash loan in just three steps and get verified in only three minutes

Simple

Loan application in three easy steps.

High Limit

The maximum loan limit is up to IDR 100 million.

Transparent

No hidden fees.

Low Interest

Competitive interest rates.

Simple

Loan application in three easy steps.

High Limit

The maximum loan limit is up to IDR 100 million.

Transparent

No hidden fees.

Low Interest

Competitive interest rates.

User Testimonials

Easycash is an official online lending app trusted by millions across Indonesia

Sri Sumiyati

Farmer

Since 2020, Easycash has been one of the main sources of capital for my farming business.

Beware of Scams

Beware of scammers impersonating Easycash.

Online Fraud Report Center

If you have been a victim of fraud, please contact us promptly.

Fraud Prevention Education

Learn more about common fraud schemes.

Anti-fraud Scenarios

Strategies to identify real-world fraud cases.

Frequently Asked Questions

A list of frequently asked questions about Easycash's products and service

How to apply for a loan on Easycash?

What are the requirements for applying for a loan on Easycash?

How can I increase my credit limit?

How to redeem your returns after the funding process ends?

How to apply for a loan on Easycash?

What are the requirements for applying for a loan on Easycash?

How can I increase my credit limit?

How to redeem your returns after the funding process ends?

Blog Articles

Find financial tips, business ideas, lifestyle news, and the latest updates about Easycash here

Partisipasi Easycash Dalam Indonesia Digital Bank Summit 2025

23 September 2025

Easycash Raih Penghargaan Bisnis Indonesia Financial Awards 2025

13 October 2025

Partisipasi Easycash Dalam Indonesia Digital Bank Summit 2025

23 September 2025

Easycash Raih Penghargaan Bisnis Indonesia Financial Awards 2025

13 October 2025

Regulators

We collaborate with associations and authorities to build a sustainable fintech industry.

Partners

We establish partnerships with institutions and companies to enhance our service performance.

As Seen On

Information and achievements of Easycash have been featured across various national media platforms.

Download the App

As a licensed and OJK-supervised Information Technology-Based Joint Funding Service. Easycash connects Lenders and Borrowers through an online platform.

DEA TOWER 2 18-20 FLOOR MEGA KUNINGAN AREA

JL. MEGA KUNINGAN BARAT KAV. E4 NO. 1-2, Desa/Kelurahan Kuningan Timur,

Kec. Setiabudi, Kota Adm. Jakarta Selatan, Provinsi DKl Jakarta, Kode Pos: 12950

0811-41500866

Monday-Sunday (08:00-20:00)

1500866

cs.lender@easycash.id

Easycash

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ATTENTION

PT Indonesia Fintopia Technology provides peer-to-peer (P2P) lending platform service under the name “Easycash”. Easycash is licensed and supervised by The Financial Services Authority as an Information Technology-Based Co-Funding Service in accordance with the provisions in The Financial Services Authority Regulation No. 10/POJK.05/2022.

Easycash’s Information Technology-Based Co-Funding Service (“Easycash Service”) is a civil agreement between the Lender and the Borrower, so that all forms of risk and legal consequences arising from it are fully borne by each party. Please ensure you understand the risks associated before you use Easycash Service.

The Lender is fully responsible for all funding risks of late or default payments arising out of the use of Easycash Service. No national entity or authority is responsible for any such risks or provides compensation for the losses or other consequences arising in connection with this matter in any form.

Easycash, with the approval of the respective Users (both Lender and Borrower), may access, acquire, store, administer and/or use the Users' personal data and information ("Data Utilization") on the Users' electronic devices (including smartphones or cellular phones), hardware, software, electronic documents, applications or electronic systems owned by the Users or controlled by the Users, by notifying the purpose, limitations and mechanisms of the data utilization to the Users concerned before obtaining such approval.

Lenders who do not have sufficient knowledge and experience in the Information Technology-Based Co-Funding Service are not advised to use this Easycash Service.

Borrowers should carefully consider the loan interest rate along with other costs in accordance with the ability to pay off the loan prior to using Easycash.

All fraudulent activities will be recorded digitally in cyberspace and may potentially be informed to the public through social media and can be used as legal evidence according to the prevailing laws on electronic information and transactions in the event of dispute resolution and law enforcement.

Users should read and understand this information before becoming a Lender or a Borrower on Easycash. The Users' decision to use Easycash Services proves that the Users fully understand this information.

The Financial Services Authority is not responsible for any violation or non-compliance by the User (either the Lender or the Borrower), whether due to the User's faults or negligence of the laws and regulations or agreements between Easycash and the Lender and/or the Borrower.

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